Midwest Top Producers see first-time home buyers as key to success

Keys to success for buyers. The potential buyer had a few houses, a boat, and high credit card debt. Dr. King estimated that he needed a practice with at least $110,000 in after-debt income. "This buyer’s basic need was $110,000 annually in order to meet these liabilities and to eat, drink, and stay dry.

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First-Time Home Buyer Programs by State. Down payment and closing cost assistance, special loans with reduced interest rates, and much more are available to first-timers.

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Tax reform had an effect on nearly half of homebuyers: Redfin High-income homebuyers were the most likely to report in this year’s survey that tax reform has had some sort of effect on their home search. Of those homebuyers earning $150,000 or more, 61 percent said that the new tax law had an effect on their home search, which was true for less than half of households earning under $150,000.Ex-Cantor bond trader on trial as defense assails profiteers Second Circuit Once Again Vacates Bond Trader Jesse Litvak's. – On May 3, 2018, a three-judge panel on the Second Circuit Court of Appeals ("Second Circuit") vacated former bond trader Jesse Litvak’s conviction on one count of securities fraud, holding that the district court erred in admitting testimony from a counterparty concerning that counterparty’s mistaken understanding of Litvak’s role in the sale of residential mortgage-backed securities.

Mortgage originators expect first time home buyers to be a big source of business for mortgage originators this year. But a larger share of midwestern loan officers compared with their counterparts nationwide said working with that group was extremely important for their personal success this year, the 2019 Top Producers Survey found.

Ideally, first time home buyers should have at least 10 percent of the home’s cost in savings. 20 percent or more is considered even better. For help budgeting and saving for a home, check out Mint .

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Considering metrics like the high number of listings with price-cut, anticipated appreciation of home value, low median home value, and a high ratio of inventory-to-household, here is a list of 10 housing markets that look like a great bet for the First Time Home Buyers (source – Zillow).

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